Our Process

At Pacific Investment Management Group, we’re fast… we’re fair… and we’re friendly. Everything is disclosed to you upfront—there are no surprises. This page will give you some basic facts about the way we make loans.

If you’re interested, the next step is yours—fill out the Loan Application to get started or call us at 1 (877) 402-6111 to speak to someone immediately.

Once your initial questions are answered, we’ll get to work right away. You’ll have an answer quickly and we’ll discuss the specifics terms and arrangements of your loans. You speak with decision makers!

Loan Size:	From $250,000 to $10 million (Larger Loans Case by Case)
Term:	Loan terms are flexible, usually from 1-4 years
Use of proceeds:	Business and Investment Real Estate Purposes only
Collateral:	Commercial real estate, Residential, SKRs, luxury real estate or other hard assets
Prepayment:	At any time, loans may be repaid without penalty. Pre-payments may be added to reduce rates.
Loan-to-value:	Pacific Investment Management Group will loan up to 70% of the market value of the collateral provided. For renovation or construction loans, the loan amount can be based on the improved value and will be disbursed in predetermined stages.
Rates:	Loans are interest only and interest reserves may be required, with rates as low as 6.99% annually, depending upon the collateral and the structure of the loan.